Payment Methods Accepted
At Step N’ Stone Physical Therapy, we accept in-network benefits on all insurance plans we participate with (see list below). We accept cash, checks, credit, and we offer affordable payment plans for any co pays, co-insurance or deductibles. Cards accepted are Mastercard, Visa, and Discover cards. Please call us directly at 765-453-8855.
We are now accepting:
Insurance List
- MEDICARE
- MEDICAID
- ANTHEM BLUE CROSS BLUE SHIELD
- AETNA
- HUMANA CHOICE
- UNITED HEALTHCARE
- CIGNA
- TRICARE
- HIP
- MULTI-PLAN
- WORKMAN’S COMPENSATION
- SAGAMOR NETWORK
- INDIANA HEALTH NETWORK
- MEDRISK
- TECHHEALTH
- HOOSIER ALLIANCE
There are more insurance providers that we are in network with. Call us for inquiry.
Insurance Info
We offer a 20% discount to those paying cash out-of-pocket, those with high deductible insurance plans.
Many insurance plans or Medicare will cover either all or a portion of the treatments. Again, we accept in-network benefits for ALL insurances we participate with.
You are responsible for co-pays, coinsurance and deductibles. Your co-payment, if any, must be paid at each visit throughout the course of our treatment. If a deductible is part of your policy, then you will be billed any part of your treatment that was applied to your deductible. Your coinsurance, if any, is determined by your carrier.
We will call your insurance and find out your benefits. As a courtesy, we will provide you with a written summary of your medical and physical therapy benefits. If you’d like to know this information before starting therapy, we’d be happy to find out your benefits prior to your first treatment.
If you are injured in a car accident or work injury, we will bill your no-fault or workers’ compensation carriers. If you decide to pay for your treatment through your health insurance, after no-fault denies further payment, you are responsible for your deductibles, co-insurance, and/or co-payments.
Service Fees for Out of Pocket Payers
| Services | Fees | Discount rate* | Description |
|---|---|---|---|
| Initial Exam | $150 | $120 | Includes exam, education, self-care, home exercises |
| Re-evaluation | $100 | $80 | Includes progress note, self & home care |
| Soft-tissue mobilization | $40 | $32 | Reduces scar tissue and enhances circulation |
| Joint Mobilization | $40 | $32 | Improves motion and balanced movement |
| Exercise Session 1 | $40 | $32 | Instruction on how to improve strength & flexibility |
| Exercise Session 2 | $20 | $16 | Supervised conditioning & strengthening in our facility |
| Bio mechanical Correction | $40 | $32 | Re-establishes healthy movement to reduce pain |
| Neuromuscular Re-education | $50 | $40 | Re-trains muscles to normal function |
| Electrical Stimulation | $15 | $12 | Stimulates the reduction of pain and spasms. Improves wound healing |
| Cold Laser | $15 | $12 | Stimulates acupressure points in the feet and/or hand |
| Ultrasound | $60 | $48 | Reduce pain and inflammation, and increase tissue healing |
| Paraffin | $15 | $12 | Stimulates circulation and tissue elasticity |
| Heat or Ice | $10 | $8 | Helps to reduce inflammation by effecting blood vessels |
